Lenders bid.
You choose $ave!!!
List your loan once. Verified lenders compete on rate, points and fees, and your documents stay yours until you pick a winner.
Live auction— left
One listing. Many offers.
01
Verify and list
Confirm who you are, then describe the loan you want — once.
02
Redact on your phone
Black out what lenders don't need before anything leaves your hands.
03
Lenders compete
Verified lenders bid on rate, points and fees. A lender can meet your wishlist outright, and you approve them to end it early.
04
Choose and release
Pick the winner. Only then do your documents go to that one lender.
For borrowers
Make lenders come to you.
- Free to list. Set a wishlist rate and an optional Buy It Now.
- Your name and street address stay hidden until you choose.
- Compare every bid side by side: rate, APR, points, fees.
For lenders
Qualified borrowers, already shopping.
- See verified borrowers in the states you're licensed in.
- Bid in the open. Win on price and service.
- Plans from $149/mo.
Loan types
Home purchaseRefinance2nd mortgage / HELOCReverse mortgage SoonAuto SoonPersonal SoonCredit cards Soon
A marketplace, not a lender.
Loan Bidders introduces borrowers and vetted lenders, then steps back. We don't lend, broker, or make credit decisions — your lender does.